How to Plan Ahead for Medicare Open Enrollment

Get Medicare Ready

The Open Enrollment period for Medicare Advantage (Medicare Part C) and prescription drug plans (Medicare Part D) runs from October 15th to December 7th every year. It’s during this time that you can make changes or disenroll from your existing plan, or enroll in a new plan. Any changes you make will go into effect on January 1st of the following year.

As this might be your only chance to sign up for a new plan or make changes to your existing plan, it’s important to plan ahead so you don’t get stuck with the wrong Medicare coverage for another year. Here are five things you can do before Medicare Open Enrollment starts on October 15th:

  1. Ask questions. Find out if any changes are being made to your coverage for the following year, such as network changes or price increases.
  2. Prioritize. Determine what’s most important to you. Your priority may be keeping your doctor or having access to a certain hospital. Once you know your priorities, making your choices will be easier.
  3. Compare your options. Work with a licensed sales agent to review all of your options. You’ll not only want to compare prices, but also prescription drug coverage, and doctor networks.
  4. Plan ahead. Don’t pick a plan that only works for right now. Plan ahead for things like travel, possible surgeries, or vision or dental needs.
  5. Schedule a Medicare appointment. Get a free Medicare plan review from a licensed sales agent. They’ll help you compare plans and determine if you can save money by updating your plan for 2018.


Posted September 05, 2017 by rocky